R.E.I. Capital Funding

     *There Are So          Many Benefits To       Homeownership!   


          *Building Equity

 Equity refers to the amount of value you have in your home. As you pay off your mortgage each month, you will be building equity (value) in your home.

        *Long-Term Savings

By building equity in your home, you are also setting aside money for your future. Therefore, by buying a home, you are promoting more financial stability.

     *Control Over Expenses

When you own a home, you can be certain of the monthly payment you will need to make while living in your home. You are not faced with an increase in rent by a landlord.


        FINDING YOUR         DREAM HOME...

STOP RENTING AND START OWNING


Tired of renting? Check out awesome rent to own options for houses, townhomes and condos from local licensed realtors that know the area and eager to assist you in your homeownership journey.

WHY RENT TO OWN?

There are numerous benefits of a rent to own property. Whether its the fact that a portion of the rent of the property goes towards the purchase of the home. Or, flexibility in upfront costs and credit requirements, we help you build your credit so you are ready to go to the closing table.  If you are struggling with credit or financial issues that just need guidance and time to resolve, there is no question why rent to own is a much better option than renting alone.

AFFORDABLE?

Don’t think rent to own options are too expensive. In many cases, they are just as affordable as apartments or renting a home, but with a lot more perks.



Video chat consultation appointments are available.

We Make Owners Out of Renters

*Because Everyone Should Be Able to Own Their Home


     

FAQ     

How do we assist our clients in being successful homeowners?

What is our qualification process? How are applicants qualified?

We qualify our buyers extensively - no matter their current credit status. We enlist the use of our professionals and third-party companies who verifies job, income, credit and credit history, debt-to-income ratios, credit/mortgage readiness, as well as a criminal background check which includes Megan’s Law offenders.
This information provides us with the specific reasons the buyer cannot finance today and give us a time-frame and concise blueprint of when they will likely be able to finance,  providing us with the specific steps that are needed to get buyers credit worthy. 



How are the rent to own terms customized for each individual buyer?

Through the ability of licensed real estate professionals and sellers to structure favorable terms and conditions.
From the information provided to us by the buyer and third-party companies due dilligence, we can customize the terms around the buyer’s ability and time-frame to successfully prepare for finance depending on the buyer's current credit and income profile, while at the same time meeting the seller’s needs and contract requirements. 
Conditions to be considered are the purchase price, monthly payment, and length of term. We will work with you to create terms that you (the buyer), find agreeable, fair and comfortable.


What accounts for a high homeownership success rate?

 We will do everything in our power with the buyer's cooperation, to make sure we are guiding our buyer towards success in ultimately obtaining a mortgage. We work with them closely throughout their term with us to ensure their success in getting credit-worthy and ready for the closing table. 
We have licensed real estate professionals, title companies and mortgage banks prepare a complete closing packages, which covers all bases and signs off on all paperwork abiding by the laws of the State of Ohio before closing.


*Contact us for a free consultation by submitting the form below.

TO SCHEDULE BY  EMAIL CLICK HERE! 

Our Home Buying Process:

Mortgage qualifying takes time - it won't happen overnight (but it will happen)

 we are here to assist you, answer questions and make the process stress-free.


SPEAK WITH OUR LOAN SPECIALIST & COMPLETE OUR APPLICATION 

Here is where we help you navigate through the process of becoming a homeowner by addressing your credit, income and bank reserves. And anything else that may be standing in your way.


BEGIN THE PROCESS OF QUALIFYING FOR A HOME

Here is where we help you navigate through the process of choosing a price range, property type and a rent to own contract that suits your needs then a real estate agent begins searching for a home based on your application. 


          WORK WITH OUR                    LICENSED REALTORS

The moment you've been waiting for! Rent while you prepare to buy. Get into a rent to own home that suits your needs and prepare to become a homeowner. We have your back and will give you the tools and asssistance from real estate professsionals to get you to the closing table.

Who Is The Ideal

Rent-to-Own Candidate?

The Ideal Rent-to-Own Candidate


A rent-to-own agreement can be an excellent option if you’re an aspiring homeowner but aren’t quite ready, financially speaking. These agreements give you the chance to get your finances in order, improve your credit score, and save money for a down payment while “locking in” the house you’d like to own. If the option money and/or a percentage of the rent goes toward the purchase price, which they often do, you also get to build some equity.

Rent-to-own agreements have traditionally been geared toward people who can’t qualify for conforming loans.

    But there’s a second group of candidates in the             rent-to-own industry: 

People who can’t get mortgages in pricey, non-conforming loan markets. “In high-cost urban real estate markets, where jumbo (nonconforming) loans are the standard, there is a large demand for a better solution for financially viable, creditworthy people who can’t get or don’t want a mortgage yet.

            *Either way, a Rent-To-Own               property can be the solution.


     FIND YOUR DREAM HOME...


Contact us for a free consultation.


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